How to discover credit theft and fraud before it has a negative impact on your credit. You've always had a spotless credit history. You pay your bills on time. And you live well within your financial means. But, recently you've received a few calls from collection agencies requesting payment for items you didn't buy.
Provides addresses and phone numbers for the top three credit bureaus: Experian, Equifax, and Trans Union. This is the information every person should know and a great reason to get a free credit check.
Ways and procedures to resolve credit problems. Call the credit bureau and clearly identify each disputed item, state the facts, and indicate why it should be deleted or corrected.